What is the Lumanu Purchasing Card?

The Lumanu Purchasing Card (P-Card) is a virtual Visa debit card provided by Lumanu that gives your team instant spending power for marketing, production, and operational expenses without the paperwork or administrative overhead.

When you use a Lumanu P-Card, Lumanu acts as the Vendor of Record, so instead of reconciling dozens or hundreds of vendor bills, your Finance team receives a single consolidated invoice via Lumanu. 

You can instantly issue unique virtual P-Cards for all kinds of expenses from ad spend on platforms such as Meta and TikTok, to on-set production costs, props, travel incidentals or freelancer expenses, wherever Visa debit is accepted. 

Because Lumanu remains the Vendor of Record for every P-Card transaction, all spending is charged back against your Lumanu account. That means your accounting or finance team doesn’t need to track dozens of individual merchant invoices. Instead you get one clean, consolidated invoice for all spending. 

Transactions are tracked in real time. Expenses are deducted from your Lumanu Workspace balance immediately so your budgets stay accurate.

You retain full control over spending. With Lumanu P-Cards, you can set spending limits, monitor transactions in real time, and instantly freeze or deactivate a card if a project ends or suspicious activity is detected. 

The P-Card is especially useful when:

• Your team needs to make time-sensitive purchases, such as ad campaigns or urgent production spend.
  
  

• You want to avoid creating “hundreds of vendor accounts” or reconciling dozens of merchant invoices.
  
  

• You prefer flexibility and speed for media buys, freelancer payments, props, and travel without manual vendor onboarding or approvals.
  
  

• You want transparent, real-time tracking of spend for accurate budgeting and reporting.
  
  

1. Issue a virtual P-Card. Within the Lumanu platform, you spin up a unique virtual Visa debit card, immediately available for use.
   
   

2. Use it like any Visa debit card. Because it’s a Visa debit card, you can spend anywhere online or by phone where Visa is accepted, including major ad platforms, e-commerce sites, and vendor services.
   
   

3. Track spend instantly. Transactions appear as they happen and are deducted from your Lumanu account balance.
   
   

4. Receive consolidated billing. Instead of receiving many invoices from many vendors, your Finance team gets a single clean invoice from Lumanu covering all card spending.
   
   

5. Manage security and compliance. You can pre-set spending limits, freeze or deactivate cards, and rely on Lumanu’s compliance and vendor-of-record model to simplify reconciliation.
   
   

Q: Is the Lumanu P-Card a credit card or a debit card?
A: The Lumanu P-Card is a virtual Visa debit card. 

Q: Where can I use the P-Card?
A: Anywhere online or over the phone where Visa is accepted including major ad platforms (Meta, TikTok), e-commerce sites, and any vendor or service platform that accepts Visa debit. 

Q: Who is considered the vendor when I use the card?
A: Lumanu serves as the vendor of record for every transaction. That means your organization only needs to reconcile a single invoice from Lumanu, not dozens of vendor invoices. 

Q: Can I control spending on the card?
A: Yes. You can set spending limits per card, track transactions in real time, and freeze or deactivate cards instantly if needed. 

Q: What kind of expenses is this card intended for?
A: It’s ideal for ad spend, production costs (props, sets), freelancer payments, travel-related expenses, or any time-sensitive purchases but you can use it for basically anything your team needs to pay for quickly and flexibly.

The Lumanu Purchasing Card offers a modern, streamlined way to manage operational and marketing expenses. With a virtual Visa debit card, real-time visibility, consolidated billing, and enterprise-grade controls. Your team gains flexibility and speed, and your finance team saves time and avoids reconciliation headaches.

If you’d like to get started or see a demo, you can reach out to support@lumanu.com.